The Master Settlement Agreement (MSA) is a 1998 settlement between the tobacco industry and 46 states (including Maryland), as well as five U.S. territories. The agreement resolved numerous lawsuits related to the harm caused by tobacco products and required tobacco companies to make annual payments to the states while adhering to restrictions on advertising and marketing. The ATCC and the Office of the Attorney General are charged with enforcement of Maryland’s laws related to the Master Settlement Agreement.